Product Description
by Charles E. Winfrey Jr (Author)
Think You Can't Get Ahead? Think Again Do you feel like your life circumstances have left you in a financial rut, with no hope of getting out? You need to listen to Charles Winfrey. Since starting his financial advising business 18 years ago, Winfrey has been teaching financial secrets that lead to success, regardless of age, income, job status, ethnicity, or family history. Just as he does every week on his financial radio program "The Charles Winfrey Show" in this book Charles will teach on a wide range of subjects, from retirement, personal, business, and estate planning to budgeting, emergency savings, life insurance, and investing for college tuition Contrary to popular belief, you don't have to earn six figures to retire wealthy. And you don't have to be a celebrity to live like one. Take it from Charles Winfrey - who earned his stripes in banking, insurance and the stock market - what your CPA, attorney and financial advisor may have missed can cost you thousands of dollars per year. While many financial "experts" focus only on retirement or estate planning, he will explain the three-phase process of creation, accumulation and preservation of wealth. Armed with Winfrey's Seven Secrets to Financial Success, you will find the COURAGE to change your life for the better: * Change your spending habits. * Overcome the need to keep up with the Joneses. * Understand the difference between wealth and income. * Resolve to be (and remain) debt free. * Accept financial responsibility. * Generate income from multiple streams. * Education, education, education.
Author Biography
Charles is a well-known financial expert in the matters of financial planning. Since 1995, he has assisted clients to preserve their capital, increase their income, avoid estate taxes, and protect their estate values. He has advised physicians and business owners approaching retirement, retired teachers and retired employees of corporations and municipalities such as AT&T, NES, Nissan just to name a few. People who consult Charles find that they lower their tax bills, eliminate taxes on their social security income, increase their fixed monthly income and obtain better protection for their financial future. His unique retirement and estate planning seminars have been very popular among retirees and pre-retirees. In his practice, he has counseled numerous people on avoiding the common mistakes made by most retirees. Charles is a graduate of the University of Memphis where he earned his Bachelor's Degree in Business Administration with a major in Finance. Charles is also the graduate of the Belmont University's Certified Financial Planner Program, which required him to take an 18-month course of study and pass 6 rigorous exams proving his expertise in investments, taxes and estate planning. Charles lives with his wife, Nancy, son, Charles III, and daughter, Lauren Grace. Charles' hobby, when he is not making people richer, is speaking to young people about living and pursuing their dreams.
